Renter Insurance

Ensure that You’re Insured.

How to Ensure that You have the right Renters insurance

Many people that rent don’t actually know they need renters insurance. Sure, your landlord may have insurance for the building, however, that coverage does not extend to your personal property or liability.

Renters insurance can help protect you from the unexpected. Think what would happen to your furniture, clothing or electronics if there was a fire, sudden water damage from a broken pipe or a burglar broke into your apartment and took your belongings. Now think about what would happen if someone slipped in your kitchen or your pet accidently damaged someone’s property. Renters insurance can help cover your belongings, temporary housing, your legal liability including defense costs, medical bills for others and more.

Fast Facts About Renters Insurance

Your insurance representative can help you determine the renters coverage that best fits your needs and budget, but a typical policy can cover:

  • Your personal belongings
  • Your personal liability and defense costs
  • Additional living expenses if you cannot live in your rental due to a covered loss or repairs
  • Improvements you make to your rented property

Coverage for damage to improvements, alterations and installations you’ve made to your rental property. It is also be known as building additions and alterations coverage. If you financed any of these improvements, your lender may require certain coverage options and limits. Think about what it would cost to repair or redo any of these improvements. Then talk it over with your insurance representative.

Coverage for damage to improvements, alterations and installations you’ve made to your rental property. It is also be known as building additions and alterations coverage. If you financed any of these improvements, your lender may require certain coverage options and limits. Think about what it would cost to repair or redo any of these improvements. Then talk it over with your insurance representative.

On The Blog

Testimonial

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities.

Brad M.

They have strong ties with the community, and it shows. It's nice to do business with people that really show they care about you and your family.

Susan T.

Over the years we've never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.

They have strong ties with the community, and it shows. It's nice to do business with people that really show they care about you and your family.

Susan T.

Auto Insurance Calculators

If your business operations were shut down for a period of time due to a fire or other event, how much income would you lose? How much salary would you have to pay a extra expense would you incur to get your business up and running again? This calculator helps you determine the value of business income coverage needed to make you business whole again.

Simply complete the forms in step 1 and 2 below and hit calculate. A window will disply your result instantly,and a copy will be emailed to you for your reference.

1. Contact Information
2. Business Income Limit Calculator

Signup now and have your Results displayed online immediately. We'll also email you a copy for your records as well!

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