As a contractor, you strive to get new jobs as that means you get paid more but have you consider the risks that come along with every job, and are you covered for such mishaps? It could be an accident at work where you pertain to injuries or damage a property ending up with a financial loss. By investing in a contractor’s insurance can protect you from such harm.
Protection for every budget or job
Since each business is different, with commercial insurance solutions for New York contractors we provide a range of policies extending from the basic policy to a thorough mix of coverages that depends upon the occupation. Along with that, we keep in mind the size, number of employees, and sort of work you do and provide policy accordingly.
Defy Insurance understands that you have to remain concentrated on the work, not the dangers you face each day. So we work with the best carriers of commercial insurance solutions that can help you meet the necessities of your business.
Who needs Construction Insurance?
Anyone who works in construction trades or owns a construction business should consider investing in construction insurance. We offer multiple insurances including:
- Contractors Insurance
- Carpenter Insurance
- Plumber Insurance
- Handyman Insurance
- Electrician Insurance
- Masonry Insurance
- Security Company Insurance
- Home Builder Insurance
- Developer Insurance
- Renovation Insurance
- Welding Insurance
- Artisan Insurance
- And more…
Insurance keeps working, even after the job is done
Even after a job is done, there are lot of things to be taken care of like final fixtures, flipping the switches or handing over the key, and handed over the keys, but the potential liability from your work goes on and we are here to ensure you from all kinds of harm even after your work is done. you need a strong contractor insurance policy that continues to ensure you long after you have moved on to the next job.
What does Contractors Insurance cover?
The list of coverage areas that need to be addressed in your contractors’ insurance include:
- Property in transit covering equipment, and losses to goods stored (on or off your premises), or being transported to or from your premises.
- Workers Compensation can replace lost wages, pay medical treatment, as well as protecting your business assets should an employee suffer injury
- Trucks and other commercial vehicles to pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own vehicle while on company time.
- Errors and omissions covering any claims for negligence or other mistakes resulting in a loss to the customer during business activities
If your contractors’ insurance misses any one aspect of this protection, your job and your company could be at serious risk.
What about the cost?
You may think that you cannot afford a coverage but with a custom contractors insurance policy from Defy Insurance, you are in charge of what types and amount of coverage you need to pay for, and when making it very affordable for you.
The Defy Insurance Difference
You may think you need the cheapest insurance you can find, yet what you may not get what you require. While most coverages are comparable in cost and its functionalities, insurance companies are totally different from providing a policy that really covers you. So in case you’re at all worried about your finances, you ought to explore what you are offered cautiously and think about a relationship with a solid guide.
We at Defy Insurance ensure individuals are well taken care of and try our best to search for approaches to secure you better, including cautiously picking the insurance agencies we speak to be both pocket-friendly and responsive.
Let us assist you to find the perfect and inexpensive insurance that fits you!